Fast, Secure Identity Verification
Confirm who you’re dealing with in seconds, not days. Verify names, SSNs, addresses, and documents in real time to reduce fraud, prevent impersonation, and stay compliant.
Why Identity Verification Is Essential
In a digital-first world, identity fraud is a growing risk that costs businesses billions annually.
Prevent Fraud
Stop identity theft, synthetic identities, and impersonation before they impact your business.
Stay Compliant
Meet KYC, AML, and data protection requirements with verified identity checks.
Build Trust
Create safer marketplaces, workplaces, and communities by knowing who you’re dealing with.
💰 The Cost of Identity Fraud
Identity fraud costs businesses over $50 billion annually in the US alone. Synthetic identity fraud — using a combination of real and fake information — is the fastest-growing type of financial crime. Real-time verification is your first line of defense.
What’s Included in Identity Verification
Multiple verification methods to confirm identity with confidence.
SSN Trace & Validation
Verify Social Security Numbers against official records and trace associated names and addresses.
- ✓SSN validity check
- ✓Name association history
- ✓Address history (7+ years)
- ✓Alias detection
- ✓Deceased indicator
⏱️ Turnaround: Instant
Address Verification
Confirm current and historical addresses against postal records and credit bureaus.
- ✓Current address validation
- ✓Address history timeline
- ✓USPS deliverability
- ✓Residential vs. commercial
- ✓High-risk address flags
⏱️ Turnaround: Instant
Government ID Validation
Verify driver’s licenses, passports, and national IDs for authenticity and validity.
- ✓Driver’s license verification
- ✓Passport validation
- ✓State ID verification
- ✓Expiration check
- ✓Forgery detection
⏱️ Turnaround: Instant to minutes
Document Verification
AI-powered document scanning with OCR to extract and validate information.
- ✓Document upload portal
- ✓OCR data extraction
- ✓Tampering detection
- ✓Cross-reference matching
- ✓200+ document types
⏱️ Turnaround: Instant
Phone & Email Verification
Confirm contact information is valid, reachable, and belongs to the applicant.
- ✓Phone number validation
- ✓Carrier identification
- ✓Email deliverability
- ✓Domain risk scoring
- ✓Account age indicators
⏱️ Turnaround: Instant
Biometric Verification
Selfie matching and liveness detection to prevent impersonation and spoofing.
- ✓Selfie-to-ID matching
- ✓Liveness detection
- ✓Anti-spoofing checks
- ✓Facial recognition
- ✓Photo manipulation detection
⏱️ Turnaround: Instant
How Identity Verification Works
Fast, seamless verification in seconds.
Collect Information
Enter applicant details or have them self-submit through our secure portal. Collect name, SSN, DOB, and address.
Instant Verification
Our system checks multiple databases and sources in real time. Document and biometric checks run in parallel.
Get Results
Receive a clear pass/fail result with detailed match scores, flags, and supporting data for decision making.
Verification Levels
Choose the right level of verification for your risk profile.
🟢 Basic Verification
Essential checks for low-risk scenarios. Fast and cost-effective for high-volume use cases.
- ✓Name & DOB matching
- ✓Address validation
- ✓Phone/email check
Best for: Newsletter signups, basic onboarding
🟡 Standard Verification
Comprehensive checks for moderate-risk scenarios with document validation.
- ✓Everything in Basic
- ✓SSN trace
- ✓Government ID verification
Best for: Employment, tenant screening
🔴 Enhanced Verification
Maximum assurance for high-risk scenarios with biometric confirmation.
- ✓Everything in Standard
- ✓Biometric verification
- ✓Liveness detection
Best for: Financial services, high-value transactions
Industries We Support
Identity verification for every industry and use case.
Financial Services
Meet KYC and AML compliance requirements while preventing identity fraud at account opening.
- ✓Account opening
- ✓Loan applications
- ✓Wire transfers
- ✓KYC/AML compliance
eCommerce & Marketplaces
Verify buyer and seller identities to reduce chargebacks, fraud, and build platform trust.
- ✓Seller verification
- ✓Buyer authentication
- ✓High-value transactions
- ✓Fraud prevention
Real Estate & Property
Ensure tenant and buyer information is valid before leasing, renting, or closing transactions.
- ✓Tenant screening
- ✓Lease applications
- ✓Property purchases
- ✓Rental fraud prevention
Global Identity Verification
Verify identities in 200+ countries with localized document support.
🇺🇸 United States
Comprehensive US identity verification with SSN trace, driver’s license validation, and credit bureau data.
- ✓SSN validation & trace
- ✓50-state DMV access
- ✓Credit header data
- ✓USPS address validation
🌍 International
Global document verification with support for passports, national IDs, and local documents from 200+ countries.
- ✓5,000+ document types
- ✓Passport verification
- ✓National ID validation
- ✓Local language support
Compliance & Security
Built for regulated industries with enterprise-grade security.
KYC Compliant
Meet Know Your Customer requirements for financial services and regulated industries.
AML Ready
Anti-Money Laundering compliance with sanctions and watchlist screening.
SOC 2 Certified
Enterprise security with 256-bit encryption and strict access controls.
GDPR Compliant
Data protection and privacy controls for international compliance.
Identity Verification Pricing
Pay per verification. Volume discounts available.
Basic
$3/verification
Essential identity checks
- ✓Name & DOB match
- ✓Address validation
- ✓Phone/email verification
- ✓Instant results
Standard
$12/verification
Complete identity verification
- ✓Everything in Basic
- ✓SSN trace & validation
- ✓Government ID check
- ✓Address history
Enhanced
$25/verification
Maximum assurance
- ✓Everything in Standard
- ✓Document verification
- ✓Biometric matching
- ✓Liveness detection
API access available for high-volume integrations. Contact us for enterprise pricing.
View Full Pricing →Identity Verification FAQs
Common questions about identity verification.
How fast is identity verification?
Most verifications complete instantly — within seconds. Document verification and biometric checks may take a few minutes depending on complexity. Our average verification time is under 30 seconds.
What documents can you verify?
We verify 5,000+ document types from 200+ countries including driver’s licenses, passports, national IDs, residence permits, and more. Our AI detects tampering and forgery automatically.
Is identity verification FCRA regulated?
Identity verification alone is typically not FCRA regulated. However, when combined with background checks for employment or housing purposes, FCRA requirements apply. We support both use cases.
What is an SSN trace?
An SSN trace verifies the Social Security Number and returns associated names, addresses, aliases, and date of birth. It helps confirm identity and reveals address history for more thorough background checks.
How does biometric verification work?
The applicant takes a selfie which is compared to their ID photo using facial recognition. Liveness detection confirms they’re a real person (not a photo or video) to prevent spoofing.
Can I integrate identity verification via API?
Yes. Our REST API allows seamless integration into your onboarding flows, apps, or websites. We support webhooks for real-time results and batch processing for volume verifications.
Combine with Other Screening Services
Identity verification is the foundation for comprehensive background screening.
Get Started With Secure Identity Verification
Our platform gives you the tools to verify identities in seconds. Whether you’re screening customers, employees, or tenants, BackgroundChecker.com is your trusted partner.
Verify Identity NowNo subscription required • Pay per verification • Instant results
