Background Check Glossary
Understand the most common terms in background screening, compliance, and identity verification. Clear, concise definitions for professionals and individuals alike.
Key Terms and Definitions
- Adverse Action
- When an employer denies employment based on information found in a background check. Requires proper notice under FCRA.
- Background Check
- A process that reviews public and private records to verify an individual’s identity, history, and qualifications.
- Consent Form
- Written authorization required before conducting a background check on a candidate or tenant.
- Credit Report
- A record of a person’s credit history, including loans, payment history, and current debt.
- Criminal History
- Records of arrests, charges, convictions, and incarcerations across various jurisdictions.
- FCRA (Fair Credit Reporting Act)
- A U.S. law governing how consumer information can be collected, shared, and used in background screening.
- GDPR (General Data Protection Regulation)
- A European privacy law regulating how companies collect, store, and process personal data.
- Identity Verification
- Confirming that a person’s claimed identity matches official records and documents.
- Tenant Screening
- The process of checking a rental applicant’s background, including credit, eviction, and criminal records.
- Verification
- Confirming the accuracy of claimed information, such as employment, education, or address history.
New to Background Checks?
Visit our Guides section for detailed explanations and how-to articles. Or contact us directly for tailored advice.
Talk to an Expert